Hilbert College Logo
  • Info For
  • Search
  • Office Directory
Info For
  • Alumni
  • Parents
  • Faculty & Staff
  • Current Students
  • COVID-19
  • Online
    • Undergraduate Programs
    • Graduate Programs
  • About
    • Hilbert 2025 | Strategic Plan
    • Mission & Vision
    • Office of the President
    • Conferences & Events
    • News
    • Fast Facts
    • History & Traditions
    • Visiting Hilbert
    • Virtual Tour
    • Employment & Benefits
    • Consumer Disclosure
    • Notice of Non-Discrimination
    • Institutional Research & Assessment
    • Directory
    • Ten Things About Hilbert
    • Conduct at Hilbert College
    • State Authorization Reciprocity Agreement
    • Accreditation
  • Academics
    • Undergraduate Programs
    • Pre-Professional Programs
    • Master's Programs
    • Online Opportunities
    • Dual Enrollment Program
    • Advising
    • Summer Sessions
    • Student Services
    • Research
    • Library
    • Commencement
    • Value of Hilbert Education
    • College Catalog
    • Honors Program
    • Hilbert Blueprint
    • Academic Calendar
    • Academic Policies & Procedures
    • Liberal Learning Outcomes
    • Class Cancellations
  • Admissions
    • Accepted Students
    • Apply to Hilbert
    • Schedule a Visit
    • Undergraduate Admissions
    • Graduate Admissions
    • Summer Sessions
  • Costs & Aid
    • Undergrad Financial Aid & Costs
    • Graduate Financial Aid & Costs
    • Making a Payment
    • Apply for a Student Loan
    • Financial Literacy Resources
    • Refund Policies
    • Financial Aid FAQs
    • Consumer Information
  • Student Life
    • Campus Safety
    • Student Activities
    • Residence Life
    • Campus Dining
    • Diversity & Inclusion
    • Leadership
    • Campus Ministry
    • Counseling Center
    • Health & Wellness Center
    • Veterans
    • Student Services
    • Bookstore
    • Service Learning
    • New Student Orientation
    • International Education
    • Army ROTC
  • Athletics
  • Alumni
    • Ways to Give
    • News & Updates
    • Events
  • Visits
Give Now
  • Home/
  • Costs & Aid/
  • Apply for a Student Loan

Apply for a Student Loan

After you have filed a FAFSA on the web, the Student Finance Office receives your information and sends you an offer of financial aid. This notification identifies the various types of student financial aid for which you may be eligible, such as the Federal Pell Grant, SEOG, New York State TAP, Federal Direct Loans, and the Federal Work-Study Program;  it will also identify any Hilbert grants and scholarships awarded to you from Hilbert College's institutional funds.

All students (new and  returning), must follow these directions to receive federal direct loans:

Federal Direct Loan Borrower Instructions

  1. If you want to borrow a Federal Direct Loan this year, you are required to accept the Federal Direct Loan(s)at finaid.hilbert.edu.
  2. ALL students (including past Federal Loan borrowers) MUST complete a new Federal Direct Electronic Master Promissory Note (eMPN)
    1. Go to https://studentaid.gov/
    2. Log in as directed
    3. Click on “Complete Master Promissory Note.”
  3. First-time Direct loan borrowers at Hilbert College must complete Entrance Counseling.
    1. Go to https://studentaid.gov/
    2. Log in as directed
    3. Click on “Complete Counseling.”
 
You must complete the three steps above before you will receive your direct loans. 

When applying for student loans, always keep the following in mind:

  1. Federal Direct Loans are your first and BEST option. (https://studentaid.gov/) 
  2. Federal Direct Parent Plus Loans are your SECOND BEST option. (https://studentaid.gov/)
  3. Parents are encouraged to apply for a PLUS loan, even if they fear a denial of this loan; dependent students are entitled to an additional Federal Unsubsidized Loan if their parent is denied a Federal Parent Plus loan. As a result, there are some situations where parents should apply for a plus loan, even if they know they will be denied. The Plus denial notice sent to the financial aid office WILL AUTOMATICALLY trigger the financial aid office to offer a son or daughter additional unsubsidized direct loans should they need it.
  4. Private loans are available to students, but should be considered a "LAST RESORT" option. Students are encouraged to complete the FAFSA and consider all opportunities regarding grants, scholarships, Direct Subsidized and Unsubsidized loans, and Direct Parent Plus Loan.  Private loans should ALWAYS BE used prior to credit cards, or high interest, short term personal consumer loans.  Students are encouraged to speak with a financial aid counselor to determine the amount of money to borrow; best to borrow conservatively.  Note that most students will need a credit-worthy cosigner to apply for this loan.

As a service to our students, Hilbert College offers a preferred lender list based on interest rates, borrower benefits, repayment terms and options, customer service, and problem resolution.  A formal RFI (Request for Information) is sent to lenders annually to review loan information and customer service in order to keep the preferred lender list updated and current.  To review lender information and to APPLY FOR A PRIVATE LOAN, please visit www.elmselect.com.  NOTE:  You are not obligated to select a lender from the Hilbert College Preferred Lender list.  As a private loan borrower, you have the right to select any lender of your choice without penalty.

Contact our Student Finance Office

Connect with our Student Finance Office for any monetary or financial aid questions, concerns, or issues. Located in Franciscan Hall, on the second floor, we strive to help you succeed. 

PH: 1-800-649-8003
FAX: 716-649-1152

Office Hours
Monday - Thursday:
8:00 am - 4:30 pm
Friday: 8:00 am - 4:00 pm

Call Us at (716) 926-8939 Email Us At
studentfinance@hilbert.edu

 Helpful Aid Links

Undergraduate CostsUG Scholarships & GrantsNet Price CalculatorApply for Student LoanFinancial Aid FAQsMaking a PaymentRefund PoliciesConsumer InformationFinancial Literacy Resources

Our Staff

Looking for a more personalized approach? Reach out to our staff.

Daniel Masecchia
Student Financial Services Coordinator
(716) 926-8939
dmasecchia@hilbert.edu

Beverly Chudy-Szczur
Associate Bursar
(716) 926-8940
bchudy@hilbert.edu

Julie Lanski
Director of Student Financial Services/Bursar
(716) 926-8945
jlanski@hilbert.edu

Elaine Szczepanski

Student Finance Counselor
(716) 926-8944
eszczepanski@hilbert.edu

Stephanie Schroeder

Assistant Director of Financial Aid
(716) 926-8831
sschroeder@hilbert.edu

Nicole Griffo

Associate Dean of Student Financial Services
(716) 926-8943
ngriffo@hilbert.edu

  • Costs & Aid
  • Undergrad Financial Aid & Costs
  • Graduate Financial Aid & Costs
  • Making a Payment
  • Apply for a Student Loan
  • Financial Literacy Resources
  • Refund Policies
  • Financial Aid FAQs
  • Consumer Information
  • Apply Now

    Application forms, procedures and additional information

  • Schedule A Visit

    There are many ways to experience
    Hilbert for yourself

  • Request Info

    Learn more about the programs that interest you

Hilbert College Logo
  • Conference & Event Center
  • Campus Ministry
  • Title IX
  • Veterans
  • Careers
  • Diversity
  • Request a Transcript

For accessibility help, contact Debra McLoughlin at dmcloughlin@hilbert.edu or call (716) 926-8826.
For media inquiries, contact hilbertcollege@edelman.com.

Hilbert Wordmark Tagline and Footer 
5200 South Park Avenue
Hamburg, New York 14075
(716) 649-7900 | info@hilbert.edu | Privacy Policy

Monday - Thursday from 8:30am - 5:00pm
Friday from 8:30am - 4:30pm

 

  • Instagram
  • Facebook
  • LinkedIn
  • YouTube
  • Flickr
  • Twitter
Students Faculty/Staff Blackboard Login